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  Consumer Information > Financial Issues
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 How can I save money on my Utility Bills?
 
 How long must I keep my personal records?
 
 I believe a state-operated or licensed program serving people with mental disabilities is misusing funds or committing fiscal fraud. Where can I report this?
 
 If I take out a policy loan on my life insurance policy, what rate of interest can the insurer charge?
 
 In order to purchase life insurance I am told I must have an 'insurable interest' in the person to be insured. What is 'insurable interest'?
 
 On a whole life insurance policy, what happens if the outstanding loans plus interest due exceed the policy loan value?
 
 Where can I find information on long term care to help me plan ahead should I ever become incapacitated?
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