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Question If I pay my annual life insurance premium and then decide to cancel my policy, will I receive a pro rata refund of my premium?

Answer An insurer is not required under the Insurance Law to refund any portion of your annual premium if you choose to cancel your policy during the year.

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Life Insurance Resource Center

Comprehensive information about life insurance from the Insurance Department's Life Insurance Resource Center
URL: http://www.dfs.ny.gov/insurance/clife.htm

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