Can my refund be deposited directly into my bank account?

 Yes, if you have not already filed your tax return, you can choose to have it deposited directly into your bank account rather than mailed directly to you.

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Department of Taxation and Finance: Direct Deposit for Income Tax FAQs
The NYS Department of Taxation and Finance Web site provides a list of Frequently Asked Questions (FAQs) concerning the direct deposit of a taxpayer's personal income tax refund.
URL: http://tax.custhelp.com/cgi-bin/tax.cfg/php/enduser/std_alp.php?&p_cats=24