Does filing for bankruptcy mean I can never qualify for the state's morgage assistance program?

 A prior bankruptcy doesn't automatically preclude you from obtaining a mortgage from the State of New York Mortgage Agency (SONYMA). SONYMA does require that at least three years have passed since your bankruptcy was discharged. In addition, you must re-establish good credit and have a satisfactory explanation for your bankruptcy. Click on More Info below for details on bankruptcy and how it could effect your SONYMA application.

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Bankruptcy questions and answers
Frequently asked questions and answers about bankruptcy and how it can effect a SONYMA application.
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